How many credit card or similar do you have right now ?

Damn, I have 1 charge card, 2 platinum cards, 6 gold cards, 7 regular cards. At first yes they are so helpful, but now they are haunting me. Why ? .....

Annual fee seems not very friendly now. Before I used to have all rewards point redeemed to annual fee. But now it seems to be a huge of budget to get those cards back alive. Annual fee is chasing me almost all along yearly. But anyway I decided to terminate some of them.
No more credit card.. unlesss its a free annual
hahahhahahahahahah
"life is hard already dont make even harder.."